Considering buying a home Winnipeg or all Manitoba? Getting the best mortgage rates can mean all the difference in the world. Broker serving Manitoba clients for almost 15 years, Razor Mortgage is customer service driven with your dreams and goals as their priority. Contact Razor Mortgage today to see how they can work for you! ‘Fixed’ rates and ‘variable’ rates are the two different kinds of mortgage rates available. Both types work independently of each other, with the fixed rate remaining the same over the term of a mortgage. The variable rate can change based on the bank prime rate. Our advice can help you determine what kind of product which best suits your needs. There are pros and cons to both, but that’s what we’re here for – to keep an eye on rates and an ear to the ground so you don’t have to!